On July 1, 1984, the United States of America entered into a Social Security Agreement with Canada, also known as the SSA Agreement with Canada. This bilateral agreement was signed to ensure that individuals who have worked in both countries receive the benefits they are entitled to without facing any discrimination or loss of benefits due to the fact that they have worked in both countries.
The SSA Agreement with Canada is based on mutual recognition of social insurance credits between the two countries. This means that individuals who have worked in both countries can use their work credits earned in one country to qualify for benefits in the other. The agreement covers various types of benefits, including retirement, disability, and survivors` benefits.
The agreement affects many people, including those who work temporarily in Canada or the United States, those who have moved permanently from one country to the other, and those who have worked in both countries for a significant period. It aims to provide greater retirement security for people who have worked in both countries and facilitate the cross-border flow of workers between the two countries.
To help individuals understand the SSA Agreement with Canada, the Social Security Administration (SSA) has created a comprehensive guide that explains the rules and regulations that apply to the agreement. The guide covers topics such as eligibility, applications, and benefit payment procedures.
In addition, the SSA has created an online tool called the Agreement with Canada Wizard, which helps individuals determine the benefits they may be entitled to based on their work history in both countries. The tool is easy to use and provides clear instructions on how to apply for benefits.
In conclusion, the SSA Agreement with Canada is an important bilateral agreement that helps individuals who have worked in both countries receive the benefits they are entitled to without facing any discrimination or loss of benefits. It is a testament to the strong relationship between Canada and the United States and provides greater retirement security for individuals who have worked in both countries. If you have worked in both countries, it is essential to familiarize yourself with the agreement, as it may affect your retirement benefits and eligibility for other social security benefits.